Top Mortgage Credit Manager jobs in Austin, TX

The Compliance Manager is responsible for managing all aspects of Compliance for the company while being the subject matter expert:

• Subject Matter Expert for all compliance matters with state and federal regulations
• Daily management of initial disclosures and COC's
• Oversight of 3rd party Compliance vender for monthly pre-funding and post-closing audits
• The Compliance Manager must be able to communicate clearly and effectively at all levels in the organization as you will be counted on to communicate issues timely and effectively

The position reports directly to the President of the company.

NOTE: THIS POSITION IS IN THE OFFICE FULL-TIME in Austin or Bedford (Mid-Cities of DFW)

$75,000 bonus

• Loan Disclosures: Manage a queue of Mortgage Loan Disclosures to review and issue in a timely manner while coordinating with the Loan Officer as needed
• Loan Re-Disclosures: Manage the queue of re-disclosure needs from COC's while ensuring compliance and coordinating with Processing, Secondary, and the Loan Officer as needed
• HMDA reporting: Have knowledge of HMDA regulations while preparing the quarterly and annual reports
• Social Media Compliance: Responsible for the company and LO Social Media Compliance
• Pre-Funding and Post-Closing audits: In this case, you manage a 3rd party relationship to ensure timely completion and responses.
• NMLS: Manage NMLS license and bond renewals for the company and Loan Officers
• Policy and Procedures: Implement policy and procedure changes
• Assist in researching compliance laws and regulations that affect the mortgage business
• Miscellaneous duties as assigned

• 5 years of Mortgage Compliance experience. Note: This is a must
• Excellent communication
• Self-motivated with the ability to work independently with little day-to-day supervision
• Knowledge of FHA. Conventional, VA, Bond, Non-QM loan types
• Ability to read and interpret rules published by the CFPB that affect RESPA, TILA, HMDA, ECOA, and other mortgage regulations
• Prior demonstrated experience with developing and implementing a compliance calendar of daily, weekly, monthly, quarterly and annual requirements
• Understanding of maintaining the confidentiality of non-public information

Efinity Mortgage has a mission to Equip and Enable people to live their life's passions. Our core values are:

• Total Transparency
• Facilitate the perfect process
• Integrity in everything we do
• Pioneer impactful innovations
• Live life's passions
• Win long-term, together