Top Mortgage Credit Manager jobs in Duluth, MN

Overview:
We are seeking a skilled and experienced Mortgage/ Consumer Lender to join our team. As a Mortgage Lender, you will be responsible for assisting clients in securing mortgage loans for their real estate purchases or refinancing needs. This is a critical role that requires strong negotiation skills, attention to detail, and knowledge of mortgage and consumer lending regulations.

Duties:
- Originate and process mortgage loan applications from initial application to closing
- Evaluate client financial information and determine the appropriate loan products
- Assist clients in understanding the mortgage process, including loan terms, interest rates, and repayment options
- Collaborate with underwriters to ensure loan applications meet lending criteria
- Conduct thorough analysis of client creditworthiness and financial documents
- Provide exceptional customer service throughout the loan process, addressing client inquiries and concerns
- Stay up-to-date with industry regulations, including TILA (Truth in Lending Act) and Fair Housing regulations
- Maintain strong relationships with real estate agents, builders, and other referral sources to generate new business opportunities

Skills:
- Strong negotiation skills to secure favorable loan terms for clients
- Proficiency in basic math calculations for accurate loan calculations and financial analysis
- In-depth knowledge of mortgage lending practices, including loan origination, underwriting, processing, and servicing
- Familiarity with FNMA (Fannie Mae) guidelines and requirements for loan eligibility
- Excellent communication skills to effectively explain complex mortgage concepts to clients
- Attention to detail to ensure accurate completion of loan applications and documentation
- Ability to work independently and meet deadlines in a fast-paced environment

If you are a motivated Mortgage Lender with a passion for helping clients achieve their homeownership goals, we would love to hear from you. Apply today to join our dynamic team!

Job Type: Full-time

Pay: $48,000.00 - $70,000.00 per year

Work setting:

• In-person

Experience:

• Fair Housing regulations: 1 year (Preferred)
• Loan origination: 1 year (Required)

Ability to Commute:

• Two Harbors, MN 55616 (Required)

Ability to Relocate:

• Two Harbors, MN 55616: Relocate before starting work (Required)

Work Location: In person