Top Mortgage Credit Manager jobs in Santa Maria, CA

Top Mortgage Credit Manager manages the loan application review process to determine loan eligibility and terms. Schedules and coordinates workload to ensure timely and accurate turnaround, and adequate staffing. Being a Top Mortgage Credit Manager provides loan options or product recommendations based on qualifications and stays informed on any new products, regulations, or product changes. Assists loan underwriters with complex or unique circumstances and trains the team on all regulatory guidance to ensure compliance. Additionally, Top Mortgage Credit Manager recommends improvements to the review process and general underwriting procedures to maximize efficiency. Requires a bachelor's degree. Typically reports to a director. The Top Mortgage Credit Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Top Mortgage Credit Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. (Copyright 2024 Salary.com)

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Branch Manager
  • CoastHills Credit Union
  • Atascadero, CA FULL_TIME
  • Under the direction of the AVP Branch Experience Officer, the Branch Manager is responsible for managing the overall operations of the assigned branch to include consumer and mortgage loan origination, business development activities, member service, product sales, new membership growth and facility management.  Hires, supervises, and develops employees to deliver superb performance.  Performs operational analysis, organizes Branch-related activities, and contributes to the overall success of the branch in supporting Credit Union goals. 

     

    ESSENTIAL FUNCTIONS 

     

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The following statements are intended to describe the general nature and level of work being performed by this position.  It is not intended to be an exhaustive list of all duties, responsibilities, and skills required of this position.  Other duties may be assigned to meet business needs.

     

    Oversees member services at the branch and builds relationships by promoting member-centered service delivery and by proactively addressing member needs.

     

    Responsible for meeting branch sales goals and ensuring operational compliance with Credit Union policies and applicable regulations and laws.

     

    Establishes and monitors employee sales and production goals.

     

    Coaches, mentors, and reviews sales activities of employees and provides appropriate feedback and recommendations to management.

     

    Ensures that employee training and development is being utilized effectively to achieve branch and individual sales goals, as well as meeting performance expectations of front-line operations. 

     

    Cross-sells Credit Union products and services.

     

    Resolves complex member concerns, transactions, and errors.

     

    Ensures the application of and compliance with established Credit Union operating policies and procedures.   Performs monthly certifications to ensure compliance and minimal branch audit exceptions.   Assures that branch audit results are within acceptable boundaries.

     

    Manages branch cash and maintains branch limit requirements and ensures that branch employees have acceptable balancing results.

     

    Ensures branch general ledger accounts are kept in balance on a daily, weekly, and monthly basis.  

     

    SUPERVISORY FUNCTIONS

     

    Effectively directs and supervises assigned employees, ensuring optimal performance.

     

    Carries out supervisory responsibilities in accordance with Credit Union policies and applicable laws.

     

    Supervisory duties include, but are not limited to, employee selection, training, coaching and discipline.  Verifies employee time records and employee performance.   Motivates, coaches, and evaluates assigned employees’ performance.

     

    Establishes an environment that promotes teamwork and eliminates barriers to effectively working within the branch and across the Credit Union organizational structure.

     

    Regularly schedules and conducts Department meetings to keep employees current on Credit Union goals, promotions, products, services, and activities.  Encourages participation and open communication.


    QUALIFICATIONS

     

    The qualifications listed below are representative of the knowledge, skill and/or ability required to perform the essential functions of this position.

     

    Education and Experience 

    Associates degree, and/or three to five years of increasingly responsible experience in an operations position within a financial institution.

     

    Certificates, Licenses and Registrations

    None.

     

    Knowledge

    Board policies and Credit Union goals, organizational structure, policies, procedures (including Office Procedure Manual and Employee Handbook), practices, and systems.

    Credit Union products, services, programs, and promotions.

    Proficiency in MS Office and other software needed to perform job.

     

    Supervisory Skills and Abilities

    Develops and encourages cooperation and teamwork among employees.

    Possesses skills in directing, coaching, motivating, delegating, evaluating, and counseling assigned employees.

    Knowledge and experience in promoting teamwork and eliminating barriers to effectively working within the Department and across the Credit Union organizational structure.

     

    Other Skills and Abilities

    Operates a variety of office equipment and machines.

    Travels, attends, and participates in meetings, seminars, and conferences held before and after normal business hours that may require unaccompanied long-distance travel and overnight lodging.

    Ability to work a variety of hours, including evenings and weekends. 


    AFFIRMATIVE ACTION/EEO STATEMENT:

    CoastHills is an Equal Opportunity/Affirmative Action employer. We will consider all qualified applicants for employment without regard to race, color, religion, ancestry, gender, pregnancy, sex, sexual orientation, transitioning status, gender identity, gender expression, national origin, age, genetic information, military and veteran status, marital status, medical condition, mental disability, physical disability, or any other basis protected by local, state, or federal law. 

     

    For our EEO Policy Statement, please click here.  If you’d like more information on your EEO rights under the law, please click here

  • 22 Days Ago

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Associate Branch Manager
  • Golden 1 Credit Union
  • Atascadero, CA FULL_TIME
  • Job Overview:We are seeking a highly motivated and experienced Branch Manager to oversee our financial institution's operations. As a Associate Branch Manager, you will be responsible for managing the...
  • 21 Days Ago

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Consumer Lending Manager
  • CoastHills Credit Union
  • Santa Maria, CA FULL_TIME
  • SUMMARYThe primary purpose of the Consumer Lending Manager is to assist the Credit Union in achieving its mission to make a difference in our neighbors’ lives. This is accomplished by providing outsta...
  • 16 Days Ago

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Atascadero Branch - Branch Manager II
  • Golden 1 Credit Union
  • Atascadero, CA FULL_TIME
  • TITLE: Branch Manager II DEPARTMENT: Branch Channel Delivery STATUS: Exempt JOB CODE: 6202 PAY SCALE: $71,600.00 - $75,000.00 Annually GENERAL DESCRIPTION: The Branch Manager II is responsible for fos...
  • 9 Days Ago

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Transfer Credit Analyst
  • California State University
  • San Luis Obispo, CA FULL_TIME
  • Job no: 536157 Work type: Staff Location: San Luis Obispo Categories: Unit 9 - CSUEU - Technical Support Services, Administrative, Probationary, Full Time, Telecommute eligible (work onsite as schedul...
  • 18 Days Ago

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Transfer Credit Analyst
  • The California State University
  • San Luis Obispo, CA FULL_TIME
  • Job Summary This position sets up and maintains global transfer credit equivalencies (i.e., how transfer credit courses fulfill Cal Poly graduation requirements) in our student database; this position...
  • 1 Month Ago

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0 Top Mortgage Credit Manager jobs found in Santa Maria, CA area

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Internal Revenue Agent (Examiner) - DIRECT HIRE (12 MONTH REGISTER) AMENDED
  • Department Of The Treasury
  • Santa Maria, CA
  • Duties WHAT ARE THE APPEALS (AP), LARGE BUSINESS AND INTERNATIONAL (LB&I), SMALL BUSINESS SELF-EMPLOYED (SB/SE) AND TAX ...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Santa Maria, CA
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I)DIVISION? A description of the business units can be found at: h...
  • 3/27/2024 12:00:00 AM

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Education Advisor
  • Ladgov Corporation
  • Los Olivos, CA
  • Job Title: Education Advisor Location: Vandenberg SFB, CA Duties: Advises active-duty personnel on all programs availabl...
  • 3/27/2024 12:00:00 AM

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Vice President Consumer Loans
  • SESLOC Federal Credit Union
  • San Luis Obispo, CA
  • At SESLOC, it is the people that make the place. Rooted in academics and locally headquartered for over 80 years, we are...
  • 3/26/2024 12:00:00 AM

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Branch Manager
  • CoastHills Credit Union
  • Atascadero, CA
  • Job Description Job Description Under the direction of the AVP Branch Experience Officer, the Branch Manager is responsi...
  • 3/26/2024 12:00:00 AM

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Senior Compliance Analyst
  • SESLOC Federal Credit Union
  • San Luis Obispo, CA
  • Job Description Job Description At SESLOC, it is the people that make the place. Rooted in academics, and locally headqu...
  • 3/25/2024 12:00:00 AM

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Education Advisor
  • Ladgov Corporation
  • Santa Maria, CA
  • Job Title: Education Advisor Location: Vandenberg SFB, CA Duties: Advises active-duty personnel on all programs availabl...
  • 3/25/2024 12:00:00 AM

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Branch Office Administrator
  • Edward Jones
  • Lompoc, CA
  • Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
  • 3/20/2024 12:00:00 AM

Santa Maria is a city near the Southern California coast in Santa Barbara County. It is approximately 65 miles (105 km) northwest of Santa Barbara and 150 miles (240 km) northwest of downtown Los Angeles. Its estimated 2018 population was 108,470, making it the most populous city in the county and the Santa Maria-Santa Barbara, CA Metro Area. The city is notable for its wine industry and Santa Maria-style barbecue. Sunset magazine called Santa Maria "The West's Best BBQ Town". Santa Maria is located at 34°57′5″N 120°26′0″W / 34.95139°N 120.43333°W / 34.95139; -120.43333 (34.951377, -120.433...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Mortgage Credit Manager jobs
$147,197 to $215,218
Santa Maria, California area prices
were up 2.5% from a year ago

Top Mortgage Credit Manager in Utica, NY
Based on our compensation data, the estimated salary potential for Top Mortgage Credit Manager will increase 16 % over 5 years.
January 06, 2020