Top Mortgage Credit Manager manages the loan application review process to determine loan eligibility and terms. Schedules and coordinates workload to ensure timely and accurate turnaround, and adequate staffing. Being a Top Mortgage Credit Manager provides loan options or product recommendations based on qualifications and stays informed on any new products, regulations, or product changes. Assists loan underwriters with complex or unique circumstances and trains the team on all regulatory guidance to ensure compliance. Additionally, Top Mortgage Credit Manager recommends improvements to the review process and general underwriting procedures to maximize efficiency. Requires a bachelor's degree. Typically reports to a director. The Top Mortgage Credit Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Top Mortgage Credit Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. (Copyright 2024 Salary.com)
Perform accurate and efficient detailed analysis of the most complex commercial credits. Accountable for the consistent application of credit policy, credit quality, and management of the Credit Administration workflow (pipeline). The Credit Manager will provide exceptional credit support to the Commercial Lending team and may lead a team of assigned Credit Analysts. The Credit Manager will have Credit Approval authority as granted by Penn Community Bank Lending Policy.
Essential Functions
The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.
Compliance
Relationships and Contacts
Internal: Daily contact with credit analysts, commercial lenders, CCO, CLO and loan administrative assistants; Frequent contact with special assets group as assigned.
External: Frequent contact with borrowers, accountants and loan review.
Education and Experience
Skills and Competencies
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0 Top Mortgage Credit Manager jobs found in Trenton, NJ area