Underwriter (P/C) jobs in Albuquerque, NM

Underwriter (P/C) analyzes and reviews inspection reports, location, risk, credit reports, etc. to accept or reject renewal/new property and casualty policy applications. Decides on appropriate premium rates and issues coverage. Being an Underwriter (P/C) provides customer services regarding underwriting processes and decisions. May communicate with field agents to gather additional information or to explain underwriting decisions. Additionally, Underwriter (P/C) typically requires a bachelor's degree or equivalent. Typically reports to a supervisor or manager. The Underwriter (P/C) work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Underwriter (P/C) typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added Underwriter (P/C) jobs

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Underwriter II
  • AMERIND
  • Bernalillo, NM FULL_TIME

  • Position Characteristics and Competencies 

    • Customer Focused  
    • Detailed Oriented  
    • Technical Knowledge and Skills  
    • Planning and Organizing  
    • Communication Skills (verbal and written)  
    • Analytical and Decision-making skills  
    • Interpersonal Skills  
    • Math skills  
    Job Summary 
    Review individual applications for insurance to evaluate the degree of risk involved, determine acceptance of applications, coverage amounts and premium for personal or commercial lines business. Responsible for retention of new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual also maintains positive and professional relationships with broker partners, third party administrators or financial institutions.  
     
    This job description does not represent an inclusive list of all duties encompassed in this position.  
     
    Job Responsibilities 
    • Examines insurance applications, conduct research, collects background information, and make risk assessments.  
    • Negotiates with the customer regarding premium, coverage limits, coverages, and the terms and conditions of the proposed insurance policy.  
    • Underwrites various types of insurance policies for individuals, businesses, or equity pool members.  
    • Calculates premiums and establish payment method. Appropriately prices all new and renewal applications.  
    • Makes final determination, within company guidelines, on risk acceptability for new and renewal applications.  
    • Interacts with policyholders to deliver and explain policy.  
    • Ensures policy requirements are met, including any necessary completion of appropriate forms.  
    • Evaluates property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.  
    • Creates endorsements and coverage documents for clients.  
    • Performs administrative tasks, such as answering phones, maintaining records and handling policy renewals.  
    • Renders decisions based on consultations with Senior Underwriters, managers, and upper management.  
    • Participates in cross-functional team training.  
    • Performs other duties as assigned.  
    Supervision of Others 
    N/A  
     
    High School Diploma or GED required.  
    • Bachelor’s degree in business administration, related field, or equivalent experience.  
    • A minimum of 5-7 years of underwriting experience.  
    • Insurance Professional Designations (CIC, AU and/or AINS) preferred.  
    • Valid driver’s license.  
    • No felony, theft, or fraud convictions.  
    • Must be able to successfully pass a background investigation.  
    Additional Eligibility Requirements 
    • New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.  
    • For continued employment, employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.  
    Knowledge/Skills/Abilities 
    • Strong written and oral communication skills.  
    • Strong ability to multi-task assisting in multiple duties or projects.  
    • Advanced presentation skills.  
    • Advanced knowledge of underwriting practices and underwriting techniques.  
    • Knowledge of department organization, functions, objectives, policies, and procedures.  
    • Knowledge of commercial/residential construction codes and techniques.  
    • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.  
    • Ability to work independently and meet timelines.  
    • Ability to collect and analyze data and prepare and present accurate reports and recommendations.  
    • Knowledge of principles and processes for providing customer services.  
    • Skill in providing excellent customer service.  
    • Ability to work as a team member in a structured working environment and encourage team collaboration.  
    • Ability to work with timeliness and thoroughness.  
    • Skill in operating business computers and office machines, in a Windows environment, specifically Word, Excel and presentation software (such as PowerPoint).  
    Working Conditions & Physical Demands 
    • Travel required 25% of time; COVID-19 vaccination preferred.  
    • Typical business office setting with moderate noise level and outdoor settings with a high noise level.  
    • Non-office environment may be encountered for offsite presentations and support of company activities.  
    • Exposure to natural weather conditions and temperatures, various dusts, smoke and mists, and normal debris and hazards may occur while performing outdoor duties.  
    • Must be able to sit for work at a computer for more than 6 hours per day.  
    • Must be able to stand and walk for more than 4 hours per day when on client site.  
    • Must be able to use hands for dexterity of motion and reach with hands and arms. 
    • Extensive use of computer keyboards.  
    • Frequently required to talk and hear.  
    • Must have ability to occasionally lift 10 lbs.  
     
    Physical Exam 
    Not required for this position. 

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Associate Underwriter
  • New Mexico Mutual Casualty Company
  • Albuquerque, NM FULL_TIME
  • DescriptionJob Title: Associate Underwriter Department: UnderwritingReports To: Underwriting Manager Position Summary:The Associate Underwriter will be responsible for assignment of organizational ass...
  • 15 Days Ago
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Underwriter I
  • AMERIND
  • Bernalillo, NM FULL_TIME
  • Position Characteristics and Competencies Customer Focused Detailed Oriented Technical Knowledge and Skills Planning and Organizing Communication Skills (verbal and written) Analytical and Decision-ma...
  • 1 Month Ago
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S
CONSUMER UNDERWRITER/LOAN OFFICER
  • SANDIA AREA FEDERAL CREDIT UNION
  • Albuquerque, NM OTHER
  • Job Details Job Location: Undisclosed Position Type: Full Time Salary Range: Undisclosed Job Shift: Day Job Category: Finance DescriptionOVERALL JOB PURPOSE The Loan Officer will be responsible for in...
  • 2 Days Ago
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Mortgage Underwriter 3
  • Sandia Laboratory Federal Credit Union
  • Albuquerque, NM FULL_TIME
  • DescriptionJob Summary:A Mortgage Underwriter 3 reviews loan documents and appropriately decisions the mortgage loan by assessing financial risk, analyzing data, and making critical loan underwriting ...
  • 5 Days Ago
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PC Field Maintenance Technician - II
  • AmNet Services, Inc.
  • Albuquerque, NM FULL_TIME
  • Company DescriptionAmerica Networks is a leading sensor and networking solutions partner for companies in any Industrial, Manufacturing, and Waste management space. We design and manufacture sensors f...
  • 1 Month Ago
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0 Underwriter (P/C) jobs found in Albuquerque, NM area

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Sales Representative - Remote
  • InsuraTec Services Group
  • Rio Rancho, NM
  • Sales Representative - Remote Company: InsuraTec Services Group Location: Remote About Us: InsuraTec Services Group is a...
  • 4/26/2024 12:00:00 AM
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Bureau Specialist- Underwriting assistant -Worker's Compensation
  • EMPLOYERS
  • Albuquerque, NM
  • Bureau Specialist -Underwriting (Workers Compensation) | 100% Remote (Working West Coast Hours Monday - Friday 8am - 5pm...
  • 4/24/2024 12:00:00 AM
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Remote Sales Consultant
  • Symmetry Financial Group
  • Albuquerque, NM
  • Job Description Overview: We are seeking a highly motivated and results-driven Life Insurance Sales Representative, who ...
  • 4/24/2024 12:00:00 AM
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Clinical Medical Director
  • Optum
  • Albuquerque, NM
  • The Clinical Medical Director, is a member of the leadership team and responsible for the quality, cost and service leve...
  • 4/24/2024 12:00:00 AM
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Assistant Director, Small Commercial Product Management - Central Division (Remote Opportunity)
  • The Hartford
  • Albuquerque, NM
  • Assistant Director, Small Commercial Product Management - Central Division (Remote Opportunity) page is loaded Assistant...
  • 4/23/2024 12:00:00 AM
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Home-Based Remote Sales Representative Work From Home
  • Symmetry Financial Group
  • Albuquerque, NM
  • Job Description Overview: We are seeking a highly motivated and results-driven Life Insurance Sales Representative, who ...
  • 4/23/2024 12:00:00 AM
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Work From Home Remote Sales Specialist
  • Symmetry Financial Group
  • Albuquerque, NM
  • Job Description Overview: We are seeking a highly motivated and results-driven Life Insurance Sales Representative, who ...
  • 4/22/2024 12:00:00 AM
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FHA Mortgage Origination - Customer Service
  • Leidos
  • Albuquerque, NM
  • Description Leidos is seeking full-time & part-time Mortgage Origination Professionals at the FHA Resource Center in Alb...
  • 4/11/2024 12:00:00 AM
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About Albuquerque, New Mexico

According to the United States Census Bureau, Albuquerque has a total area of 189.5 square miles (490.9 km2), of which 187.7 square miles (486.2 km2) is land and 1.8 square miles (4.7 km2), or 0.96%, is water. Albuquerque lies within the northern, upper edges of the Chihuahuan Desert ecoregion, based on long-term patterns of climate, associations of plants and wildlife, and landforms, including drainage patterns. Located in central New Mexico, the city also has noticeable influences from the adjacent Colorado Plateau semi-desert, Arizona-New Mexico Mountains, and Southwest plateaus and plains ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter (P/C) jobs
$54,387 to $69,186
Albuquerque, New Mexico area prices
were up 2.5% from a year ago
View detail

What does an Underwriter (P/C) do?

Underwriter (P/C) in Canton, OH
Across the portfolio—and within subsegments and industries—great underwriters have a clear view of the sweet spot from which they can profitably underwrite risk.
February 29, 2020
Underwriter (P/C) in Longview, TX
The next step for a commercial mortgage underwriter is the calculation of the debt service coverage ratio or DSCR.  This is the ratio of a property’s net operating income to annual mortgage payments (also called debt service).  Notice that in our example above, we did not list mortgage payments as expenses.
February 14, 2020
Underwriter (P/C) in Vallejo, CA
During this open enrollment, insurers cannot reject you or charge a higher premium based on a pre-existing health condition or disability.
February 01, 2020