Underwriter (P/C) jobs in Lorain, OH

Liberty Performance Health, a Third-Party Administrator of Self-Insured Health Plans, is seeking a dynamic individual to join our team as an Underwriter/Account Manager. This hybrid position involves report writing, proposal creation, risk assessment for customers, and cross-over duties in Account Management. The ideal candidate will possess 1-3 years of underwriting experience along with some account management experience, preferably within a health insurance environment.

Responsibilities:

• Conduct thorough risk assessments for customers, analyzing insurance applications, and evaluating potential risks.
• Prepare comprehensive reports detailing risk analysis findings and underwriting recommendations.
• Develop tailored insurance proposals for clients, considering their specific needs and risk profiles.
• Collaborate with Account Managers to ensure seamless delivery of services and support to clients.
• Provide exceptional customer service, maintaining a friendly demeanor and effectively communicating with clients.
• Handle inquiries and concerns from clients regarding insurance policies, coverage options, and pricing.
• Deliver less-than-optimal news to customers when competitive pricing cannot be achieved, offering alternative solutions and options.
• Maintain accurate records of underwriting decisions, client interactions, and policy details.
• Stay updated on industry trends, regulations, and market conditions affecting the insurance landscape.
• Attending regular team meetings and training sessions to enhance skills and knowledge.

Requirements:

• Bachelor’s degree in business, Finance, Insurance, or equivalent industry experience.
• 1-3 years of experience in underwriting, preferably within a health insurance setting.
• Some experience in account management or customer-facing roles.
• Strong analytical skills with the ability to assess risks effectively.
• Excellent communication and interpersonal skills.
• Ability to work independently as well as part of a collaborative team.
• Proficiency in Microsoft Office Suite and underwriting software.
• A willingness to report to the office location several times a week for in-person meetings and collaboration.

Promoting Peace of Mind for All.

At Liberty, we take great care to promote peace of mind for all. We create a safe space to find your Joy of Being as your most authentic self. Being uniquely YOU, with your unique experiences and ideas, we will continue to strengthen our company as we grow together.

HABU has nothing to do with age, gender identity, race, sexual orientation, physical or mental ability, or ethnicity. We pursue people who value: Integrity, excellence, caring, kindness, fairness, teamwork, good feelings, and fun! Liberty empowers our team with tools and knowledge to support the purposeful spread of positive energy, kindness, and good feelings with others.

We recognize that our industry has more work to do in advancing diversity and inclusion. Our dream is to become the north star others can look to for direction as we advance together.