Underwriter (P/C) jobs in Provo, UT

Job Type: Full-time Onsite

Hours: Monday - Friday 8:30 AM - 5:00 PM

What Differentiates Us From Other Companies

• This position is open due to company growth
• Meaningful work-life balance - We do not work after hours, get home for uninterrupted time with family and friends
• We use the #1 CRM - Salesforce
• Casual dress code
• Stocked pantry and fridge
• 1 hour lunch
• Get off work at 4:00 PM every Friday

About us

National Processing is a growing fintech company, providing one of the nation's highest-rated payment processing services. We pride ourselves in meticulous customer service, giving back to the community, and our continued growth and success over the last 16 years.

National Processing in the News

https://www.nerdwallet.com/article/small-business/national-processing-review

https://www.forbes.com/advisor/business/national-processing-review/

https://www.inc.com/profile/National-Processing

Benefits

• We offer a $1000 family ($500 individual) reimbursement for health insurance so you can pick a medical insurance plan designed to fit you and your family’s needs
• We provide a dental, vision, and life insurance plan for all of our employees
• $1,200 Health & Wellness Bonus - Flexible stipend to support a healthy lifestyle (or pay for your phone/utility bills)
• 401k program with company match to help you invest in your future
• Paid parental leave to support you and your family
• 29 paid days off: 14 PTO 4 Sick Days 11 Bank Holidays
• 15 WFH days per year

Responsibilities

• Understand what constitutes risk in a B2B environment
• Oversee the application process from start to end
• Perform extensive Know Your Customer (KYC) research and checks
• Ensure 100% compliance with bank regulations and guidelines
• Efficiently manage customer applications
• Gather appropriate documentation for applications
• Work with sales to ensure their deals are getting moved through underwriting
• Work with underwriting to ensure deals have all the required data
• Analyze transaction processing data and Underwriting team decisions to mitigate potential losses and/or expose opportunities  

Qualifications

• Experience with financial services risk management and payment processors
• Must possess the ability to think critically, holistically, and quantitatively as well as the ability to teach that mindset to others
• Sound decision-making that stems from learning who to engage with, and knowing what information to gather mixed with a balance of speed, quality, and assessment of possible impacts to all various stakeholders  
• Ability to work with ambiguity and make/coach decisions effectively
• Comfort in knowing how to interpret situations holistically and assessing the odds of risk and success of mitigation techniques
• Asking questions with a high degree of curiosity to gain a full understanding to assess impact accurately
• Active listening and strategic negotiation
• Successful data-driven analysis experience
• Ability to understand Credit Risk and coach team members on best practices for analyzing potential risk through processing data and/or financial statements and ratios
• Internal control and regulatory compliance planning, strategy, and execution experience
• Strong communication skills
• Deadline and detail-oriented
• Strong time management
• Understanding of risk analysis