Consumer Credit Analyst jobs in Auburn, AL
Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Credit Analyst jobs
- Farm Credit Network
-
Opelika, AL
FULL_TIME
-
The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.
Responsibilities/Duties
- Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
- Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
- Analyzes financial statements, tax returns, and profit and loss statements for any individual or business associated with the loan request.
- Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
- Maintains and makes recommendations on loan underwriting standards and procedures.
- Studies and researches the economic lending environment and the industries financed by the Association.
Education/Experience/Knowledge
- Bachelor's degree in Accounting, Finance, Business, or Economics.
- Two to five years of credit analysis and/or tax return work experience preferred.
- Experience in tax document preparation highly preferred, but not required.
- Solid knowledge of computers, Microsoft Excel, and related software.
Required Skills/Abilities
- Strong analysis, judgment, and communication (oral and written) skills.
- Problem solving skills and ability to work in a team atmosphere.
- High level of efficiency, accuracy, and responsibility.
- Motivated with a strong desire to take on new challenges and learn.
- Ability to handle frequent changes, delays, or unexpected events.
- Regularly exercises discretion and independent judgment.
- Self-starter and ability to be assertive and arrive at sound business decisions.
- Demonstrates initiative and can work responsibly with minimal supervision.
Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These individuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
Benefits of being part of the First South team include:
- Competitive pay
- Personal development
- Paid vacation, sick leave, and holidays
- Medical insurance
- Dental and vision care
- Flexible spending accounts
- Health savings accounts
- 401(k) with employer matching
- Disability and life insurance
- Incentive plan
- 1 Month Ago
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 1 Month Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 1 Month Ago
- Farm Credit Network
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 15 Days Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 1 Month Ago
- AuburnBank
-
Opelika, AL
OTHER
- Job Details Level: Experienced Job Location: Tiger Town - Opelika, AL Position Type: Full Time Education Level: Bachelor Degree Preferred Salary Range: Undisclosed Travel Percentage: None Job Shift: D...
- 18 Days Ago
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- Auburn, AL
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0 Consumer Credit Analyst jobs found in Auburn, AL area
- Kysor Warren EPTA US Corporation
-
Columbus, GA
- Job Summary: Research conditions in local, regional, national, or online markets. Gather information to determine potent...
- 4/25/2024 12:00:00 AM
- PeopleReady
-
Auburn University, AL
- Job Description Janitor PeopleReady of Auburn University, AL is now hiring Janitors! As a Janitor, you will be responsib...
- 4/24/2024 12:00:00 AM
- PROOF OF THE PUDDING
-
Auburn University, AL
- Job Details Level Entry Job Location Auburn University - Auburn, AL Position Type Part Time Education Level Not Specifie...
- 4/22/2024 12:00:00 AM
- Aramark
-
Auburn, AL
- Job Description Management position at The Edge at Central Dining - Auburn University, responsible for developing and ex...
- 4/16/2024 12:00:00 AM
- Aramark
-
AUBURN, AL
- Job Description We know that a Chef?s job isn?t only about the food. It takes skills, dedication, patience, and the righ...
- 4/12/2024 12:00:00 AM
- Aramark
-
AUBURN, AL
- Job Description The Food Retail Brand Location Manager at Panera Bread at Auburn University is a management position, re...
- 4/12/2024 12:00:00 AM
- Aramark
-
Auburn, AL
- Job Description As a General Manager of Concessions you will plan, manage, and guide all concession services for Auburn ...
- 4/12/2024 12:00:00 AM
- Coolsys
-
Auburn, AL
- Overview: With over 150 years of experience, CoolSys is the market-leading indoor environment solutions company. Our ful...
- 4/8/2024 12:00:00 AM
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