Consumer Credit Analyst jobs in Palm Bay, FL

Space Coast Credit Union (SCCU), the 3rd largest state charted credit union in Florida, is looking for an AVP of Consumer Sales to join our ONESCCU team at our Baytree Headquarters/Miramar Operations Center! SCCU has been in business for over 70 years, has over 8 billion dollars in assets and WE ARE GROWING!

Our Members are our top priority and we stand behind our Brand Promise: Honest People, Trusted Products, Time Valued. We offer a rich benefits package and career advancement opportunities.

SCCU Team Member Benefits:

• ONESCCU annual bonus available!
• Medical, Dental & Vision Insurance
• HSA (Health Savings Account) with SCCU matching contribution
• SCCU Paid Long Term and Short Term Disability coverage
• SCCU Paid Term Life Insurance
• Employee Assistance Program (EAP)
• Paid Time Off
• 401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
• Tuition Reimbursement Program after 1 year of service

SCCU Team Member financial discounts & perks (save money every month!):

• Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
• Fixed low rate credit card- 5.99%, if approved
• FREE Identify Theft Protection!
• No fee SCCU accounts

AVP, Consumer Sales Salary Range (Annually)

• $127,644.05 - $135,408.46

AVP, Consumer Sales Duties and Responsibilities

• Oversees the non-commercial business and consumer loan and new account origination functions, including outside business development, by collaborating with the Vice President of Consumer Sales to develop department goals, strategies and action plans that create a competitive advantage and align with the Credit Union’s mission and long-term vision.
• Manages all human resource related activities for the Express Business Services and Consumer Sales Departments including; maintaining accurate job descriptions, recruiting, hiring, training, employee development and performance evaluation
• Monitors resource capacity needs for the departments, proactively identifies the need for additional resources, new resources and/or opportunities to optimize department overhead and presents recommendations in a timely manner
• Evaluates processes, procedures and systems for compliance, efficiency and effectiveness. Recommends process, procedure and system changes as needed.
• Collaborates with Processing and Underwriting Management to ensure lending policies, procedures and guidelines compliment the consumer loan product line and service delivery.
• Prepares accurate, timely reports and analysis for Credit Union management, volunteer committees and the Board of Directors as needed.
• Prepares or oversees preparation of annual budget for department and ensures that the department operates within budget guidelines and monitors business unit’s performance in order to operate within SCCU financial objectives.
• Responds to internal/external audit findings in a timely manner and recommends appropriate changes to processes and procedures after cost/benefit analysis.

AVP, Consumer Sales Minimum Qualifications

• 5-8 years of prior experience required, preferably in a financial institution

• BA Degree in business related field of studied or equivalent work experience required.

• Must have the ability to obtain NMLS licensing/registration within the first eight weeks of employment. The NMLS license/registration is required for this position.

AVP, Consumer Sales Hours

• Must be available M – F 8:00 am - 7:00 pm