Consumer Credit Analyst jobs in Tanner, AL

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

F
Credit Analyst
  • Farm Credit Council
  • Cullman, AL FULL_TIME
  • Summary
    The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.

    Responsibilities/Duties
    - Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
    - Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
    - Analyzes financial statements, t ax returns, and profit and loss statements for any individual or business associated with the loan request.
    - Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
    - Maintains and makes recommendations on loan underwriting standards and procedures.
    - Studies and researches the economic lending environment and the industries financed by the Association.

    Education/Experience/Knowledge
    - Bachelor's degree in Accounting, Finance, Business, or Economics.
    - Two to five years of credit analysis and/or tax return work experience preferred.
    - Experience in tax document preparation highly preferred, but not required.
    - Solid knowledge of computers, Microsoft Excel, and related software.

    Required Skills/Abilities
    - Strong analysis, judgment, and communication (oral and written) skills.
    - Problem solving skills and abili ty to work in a team atmosphere.
    - High level of efficiency, accuracy, and responsibility.
    - Motivated with a strong desire to take on new challenges and learn.
    - Ability to handle frequent changes, delays, or unexpected events.
    - Regularly exercises discretion and independent judgment.
    - Self-starter and ability to be assertive and arrive at sound business decisions.
    - Demonstrates initiative and can work responsibly with minimal supervision.

    Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
    More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These in dividuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
    Applicants living within 60 miles of Cullman, Alabama are preferred. This position will be on a hybrid work schedule (50/50 remote and on-site). An estimated 2-4 weeks of on-site onboarding will be required upon applicant's start.

    Benefits of being part of the First South team include:
    - Competitive pay
    - Personal development
    - Paid vacation, sick leave, and holidays
    - Medical insurance
    - Dental and vision care
    - Flexible spending accounts
    - Health savings accounts
    - 401(k) with employer matching
    - Disability and life insurance
    - Incentive plan

     

  • 11 Days Ago

F
Credit Analyst
  • Farm Credit Network
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
  • 11 Days Ago

F
Credit Analyst
  • First South Farm Credit, ACA
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
  • 11 Days Ago

F
Credit Analyst Trainee
  • Farm Credit Council
  • Cullman, AL FULL_TIME
  • The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
  • 11 Days Ago

F
Credit Analyst Trainee
  • First South Farm Credit, ACA
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the app...
  • 9 Days Ago

1
Consumer Loan Specialist
  • 1st Heritage Credit
  • Decatur, AL FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 16 Days Ago

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0 Consumer Credit Analyst jobs found in Tanner, AL area

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Machining Operator
  • Bocar US
  • Tanner, AL
  • POSITION SUMMARY: Bocar US is currently looking for qualified candidates to fill machining, straightening and polishing ...
  • 3/28/2024 12:00:00 AM

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Toolshop Machinist
  • Bocar US
  • Tanner, AL
  • Position Title: Toolshop Machinist Reports To: Tooling Manager Location: Tanner, Alabama POSITION SUMMARY: The tool shop...
  • 3/28/2024 12:00:00 AM

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Trim Technician
  • Bocar US
  • Tanner, AL
  • Position Title: Trim Technician Reports To: Tool Room Supervisor Location: Tanner, Alabama POSITION SUMMARY: Trim techni...
  • 3/28/2024 12:00:00 AM

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Krew
  • Kona Ice
  • Tanner, AL
  • Description Kona Ice of Madison/Decatur/Athens We are looking for motivated and charismatic servers to join our local Kr...
  • 3/28/2024 12:00:00 AM

T
Seasonal Operations Support Tanner, AL
  • The Judge Group
  • Tanner, AL
  • The J.R. Simplot Company is a diverse, privately held organization, with roots firmly planted in agriculture and agricul...
  • 3/28/2024 12:00:00 AM

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In-home nanny wanted near starting fall.
  • Wyndy.com, Inc.
  • Tanner, AL
  • In-home nanny wanted near 35671 for fall term. Must provide exceptional care and supervision for young ones. Create a sa...
  • 3/28/2024 12:00:00 AM

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Seeking a nanny in Tanner, AL for a first grader.
  • Wyndy.com, Inc.
  • Tanner, AL
  • Seeking a nanny in Tanner, AL for a first grader. Must be reliable, experienced, and attentive. Duties include supervisi...
  • 3/28/2024 12:00:00 AM

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Data Governance Analyst - (REMOTE, USA)
  • Danaher Corporation
  • Huntsville, AL
  • At Aldevron, we shape the future of medicine by advancing science in meaningful ways. Our team of dedicated, forward-thi...
  • 3/24/2024 12:00:00 AM

Tanner is an unincorporated community in central southern Limestone County, Alabama, United States, and is included in the Huntsville-Decatur Combined Statistical Area. It lies nine miles north of the city of Decatur and the Tennessee River, and four miles south of the city of Athens....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$49,542 to $67,337
Tanner, Alabama area prices
were up 1.3% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020