Consumer Credit Analyst jobs in the United States

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Consumer Lending Credit Analyst Trainee, I, II, III, Senior
  • Global Credit Union
  • Anchorage, AK FULL_TIME
  • Overview

    Reports to: Consumer Lending Credit Analyst Officer

     

    Primary Functions: Underwrite consumer loan requests.

     

    Duties and Responsibilities:

  • Evaluate credit applications and make credit decisions consistent with the Equal Credit Opportunity Act and all other existing authority, including credit union policies and guidelines.
  • Rapidly underwrite and respond to credit requests sent to the Consumer Lending department by members, credit union branches, and network dealers.
  • Validate automated lending decisions and complete administrative follow-up to ensure compliance, fair lending, and member identification protocols are being followed.
  • Perform other duties as assigned.
  • Qualifications

    Education: High school graduate or equivalent

    Creditable Experience in Lieu of Education: N/A

    Experience/Skills: One-year experience with this credit union in a problem-solving capacity, or underwriting consumer loans, which routinely calls for independent decision making in a high volume, fast-paced environment. Must have knowledge of all consumer lending regulations. Must have ability to adapt to a variety of situations, processing a high volume of work with attention to detail. Must have ability to communicate effectively and diplomatically.

    Tenure: Consumer Lending Credit Analyst I, II, III and Senior, Category 12, 11, 10 and 9, respectively, requires meeting proven acceptable performance standards as established by management. Directly related work experience and/or accelerated training completion may be substituted for tenure.

     

    Compensation

    Consumer Lending Credit Analyst Trainee (Category 13)

     

    Salary Pay Range: $44,803 - $66,309 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above.

     

    In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.

    Benefits

    • Short-term and long-term incentives
    • Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
    • 401(k) plan with a 5% match
    • Employee Assistance Program (EAP)
    • Life and disability coverage
    • Voluntary cash benefits for accident, hospitalization and critical illness
    • Tuition Reimbursement
    • Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
    • Click here to view Global’s comprehensive Benefits Programs.

    Equal Opportunity Employer

  • Just Posted

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Senior Credit Analyst, Consumer Lending
  • Pathward, N.A.
  • Sioux Falls, SD FULL_TIME
  • About the Role: This role presents an excellent opportunity to work on a collection of lending products including personal loans, lines of credit as well as developing new product offerings. In this r...
  • 7 Days Ago

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Consumer Lending Systems Business Analyst
  • Michigan Schools and Government Credit Union
  • Troy, MI FULL_TIME
  • Founded by a small group of educators, Michigan Schools & Government Credit Union (MSGCU) has been providing quality financial services to the community for 70 years and welcomes everyone in Michigan ...
  • 4 Days Ago

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Credit Officer - Consumer Lending
  • Chartway Federal Credit Union
  • Virginia, VA FULL_TIME
  • Job Title: Credit Officer - Consumer Lending Job Type: Full-time Location: Virginia Beach, Virginia All of us at Chartway stand united in our strong culture of listening and learning. We treat people ...
  • 1 Month Ago

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Credit Solutions Advisor - Consumer Loan
  • Credit Human
  • San Antonio, TX FULL_TIME
  • We are seeking a Credit Solutions Advisor - Consumer Loan for the Credit Solution Department. The purpose of the Credit Solution Advisor is to resolve delinquency on consumer loans, credit cards, and ...
  • Just Posted

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Credit Analyst
  • Horizon Farm Credit
  • Mount Joy, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Qualified candidate may work i...
  • 15 Days Ago

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Financial Administration Senior Analyst
  • RMS Computer Corporation
  • Columbus, OH
  • Our client, a leading global financial services company, has approximately 200 million customer accounts and does busine...
  • 4/25/2024 12:00:00 AM

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Operations Research & Analytics Senior Analyst
  • Bread Financial Holdings, Inc.
  • Columbus, OH
  • Every career journey is personal. That's why we empower you with the tools and support to create your own success story....
  • 4/25/2024 12:00:00 AM

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Data Steward (remote opportunity)
  • Grange Insurance Company
  • Columbus, OH
  • ** Data Steward (remote opportunity)** **Job Category****:** Data Management & Reporting **Requisition Number****:** DAT...
  • 4/25/2024 12:00:00 AM

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Senior Geographic Information System (GIS) Analyst
  • Safelite Group, Inc.
  • Columbus, OH
  • Does this position interest you? You should apply - even if you don't match every single requirement! We're known as an ...
  • 4/24/2024 12:00:00 AM

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Behavior Analyst (BCBA)
  • Hiring Now!
  • Westerville, OH
  • Do you have a passion for education and being a part of a mission-driven organization? Do you want to join a fast-growin...
  • 4/24/2024 12:00:00 AM

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Behavior Analyst (BCBA)
  • Hiring Now!
  • Groveport, OH
  • Do you have a passion for education and being a part of a mission-driven organization? Do you want to join a fast-growin...
  • 4/23/2024 12:00:00 AM

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Sr Advertising Analyst
  • Jobs for Humanity
  • Columbus, OH
  • Company Description Jobs for Humanity is collaborating with Safelite to build an inclusive and just employment ecosystem...
  • 4/23/2024 12:00:00 AM

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Digital Engineer
  • Jobs for Humanity
  • Columbus, OH
  • Company Description Jobs for Humanity is partnering with Safelite to build an inclusive and just employment ecosystem. T...
  • 4/22/2024 12:00:00 AM

Income Estimation for Consumer Credit Analyst jobs
$53,537 to $72,774