Consumer Credit Manager jobs in Charlotte, NC

About this role:

Wells Fargo is seeking a Senior Credit Risk Specialist to be part of Wells Fargo's second line of defense and Independent Risk Management team, covers jobs which lead the design and management of a highly targeted independent credit review (oversight) capability to assess the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulation. May include jobs which approve and provide credible challenge to line of business credit products, programs, transactions, and policies, and participate in acquisition due diligence.

In this role, you will:

• Lead moderately complex initiatives and identify opportunity for risk mitigation strategies within Credit Risk.
• Contribute to credit performance, potential or emerging risks.
• Review and analyze moderately complex processes and projects, business, operational, or technical challenges that require an in-depth evaluation of variable factors.
• Receive direction from leaders.
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
• Interact with internal customers.

Required Qualifications, US:

• 4 years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Ability to create and deliver dynamic presentations.
• Consumer lending operations exposure.
• Experience successfully escalating complex issues and tracking follow-through to completion.
• Experience in conducting credit risk analytics, gap assessments, and Risk Control Self Assessments.
• Knowledge and understanding of underwriting and use of delegated credit authority.
• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.
• Experience with credit risk testing policy and procedures/control testing.

Job Expectations:

• Ability to work at one of the approved locations in the job posting.
• This position offers a hybrid work schedule.

Locations:

• 401 South Tryon Street, Charlotte, North Carolina
• 600 South 4th Street, Minneapolis, Minnesota
• 7001 Westown Parkway, West Des Moines, Iowa
• 2600 South Price Road, Chandler, Arizona
• 1445 Ross Avenue, Dallas, Texas

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.