Credit Analyst jobs in Albany, NY
Recently Added Credit Analyst jobs
Commercial Credit Analyst
- Pioneer Savings Bank
-
Albany, NY
FULL_TIME
-
TITLE: Commercial Credit AnalystLOCATION: HeadquartersREPORTS TO: Commercial Credit OfficerCLASSIFICATION: Full Time, ExemptPAY GRADE: EX 55 ($58,459 - $85,000 annually)AVAILABILITY: Monday-Friday 8:00am-5:00pm
Position Summary:Responsible for providing analytical support to the Commercial Loan approval and credit renewal processes by assembling, analyzing, and organizing relevant data in an objective and independent manner.
Essential Job Functions:- Analyze new loan requests including review of financial, organizational, industry and competitive data within provided formats, to ensure appropriate and timely credit decisions are recommended and presented for approval.
- Complete required annual credit reviews, term loan reviews, monitoring of covenants and evaluation of risk rating grades and credit scores as part of the ongoing due diligence of the commercial portfolio.
- Review commercial loan requests for completeness. Gather necessary supporting financial information, reports, and other data necessary to analyze credit requests in the preparation of applicable underwriting documents.
- Determine the sufficiency of both business cash flow, and global cash flow of the borrower and guarantors. Analyze collateral and guarantor strength and review loan request conformance to Bank policies.
- Attend customer calls with lender upon request.
- Utilize the Bank’s software programs to spread financial statements, analyze cash flow, obtain operating ratios, test covenants, compile industry comparisons, and recognize and analyze trends to determine the viability of requests.
- Assemble and maintain commercial credit files and maintain the imaging system.
- Utilize public and institutional data to compile compliance data on loans, responsibility to order Credit Reports, Business Reports, Tax Searches and other analytical and compliance related data as needed.
- Provide back up support for colleagues, when necessary.
- Use knowledge of the bank’s services to develop and/or refer potential customers to the appropriate business development or sales officer.
- Perform additional duties as assigned.
Education & Experience:- Bachelor’s Degree in Business, Finance, or Accounting required.
- Two (2) years’ experience in a Commercial Credit Analyst position preferred.
- Five (5) years’ experience as a Commercial Credit Analyst can be substituted for the educational requirement.
- Must possess a high level of analytical ability and proficiency in Word, and Excel. Expectation to become proficient in the use of Bank systems and use of the Internet to complete research.
- Individual should be experienced in analyzing financial statements and making industry evaluations.
- Flexibility with regard to work schedule (some evenings and Saturdays) and able to meet deadlines.
- Transportation between local offices required.
As an Equal Opportunity / Affirmative Action Employer, Pioneer Bank will not discriminate in its employment practices due to an applicant’s race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law.
The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. - 2 Days Ago
Credit Risk Analyst
- New York ISO
-
Rensselaer, NY
FULL_TIME
- The NYISO’s Finance department invites applications for a full-time Credit Risk Analyst. The Credit Risk Analyst will assess and review credit portfolios of NYISO Market Participants and assist in con...
- 2 Days Ago
Part-Time Bank Secrecy Act Analyst
- First New York Federal Credit Union
-
Albany, NY
PART_TIME
- DescriptionThe Part-Time Bank Secrecy Act Analyst will be responsible for executing compliance functions, elements of the Bank Secrecy Act/Anti-Money Laundering/OFAC programs, and daily transaction mo...
- 1 Month Ago
Credit and Collections Representative
- W.B. Mason Company, Inc
-
Albany, NY
FULL_TIME
- Overview An interesting and challenging opportunity awaits you. W.B. Mason is a company rich with history and for over 100 years has been driven to satisfy the customer. We are the largest independent...
- 19 Days Ago
Commercial Credit Underwriter 2
- Community Bank System, Inc.
-
Albany, NY
FULL_TIME
- OverviewAt Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Ban...
- 1 Month Ago
Risk Generalist
- Sunmark Credit Union
-
Latham, NY
FULL_TIME
- People Helping People, that is what Sunmark Credit Union is all about!Why join the Sunmark Squad? Sunmark is a local credit union making a big difference in our community. For 85 years, we strive to b...
- 17 Days Ago
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0 Credit Analyst jobs found in Albany, NY area
Branch Manager
- Bank of Greene County
-
East Greenbush, NY
- Job Type Full-time Description DEPARTMENT: Branch LOCATION: East Greenbush, NY REPORTS TO: Regional Branch Officer SUPER...
- 4/26/2024 12:00:00 AM
Relationship Manager
- NTNL BK OF COXSACKIE
-
Cohoes, NY
- Job Description Job Description NBC’s Relationship Manager is stimulating, challenging, and offers the opportunity for g...
- 4/26/2024 12:00:00 AM
Branch Manager - Saratoga Springs
- Zions Bank
-
Saratoga Springs, NY
- ** Branch Manager - Saratoga Springs** **** New Zions Bank recognizes that its strength comes from the dedication, exper...
- 4/26/2024 12:00:00 AM
Commercial Relationship Manager
- Arrow Financial Corporation
-
Latham, NY
- The Arrow Financial Corporation Family of Companies is seeking dynamic, authentic individuals to join our amazing team! ...
- 4/25/2024 12:00:00 AM
Branch Manager (Albany, OR) Re
- Gazettetimes
-
Albany, NY
- **Details for Branch Manager (Albany, OR) Re** Updated Feb 28, 2022 * Email Branch Manager (Albany, OR) Review financial...
- 4/24/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Latham, NY
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
AVP Branch Manager
- Hfcuvt
-
Bennington, VT
- ** AVP Branch Manager** **Job Category****:** Management **Requisition Number****:** AVPBR01106 Showing 1 location **Job...
- 4/22/2024 12:00:00 AM
Branch Manager
- Clean Harbors
-
Glenmont, NY
- Clean Harbors in Glenmont, NY is seeking a Field Services Branch Manager to manage overall branch operations, including ...
- 2/9/2024 12:00:00 AM
About Albany, New York
Albany (/ˈɔːlbəni/ (listen) ALL-bə-nee) is the capital of the U.S. state of New York and the seat of Albany County. Albany is located on the west bank of the Hudson River approximately 10 miles (16 km) south of its confluence with the Mohawk River and approximately 135 miles (220 km) north of New York City.
Albany is known for its rich history, commerce, culture, architecture, and institutions of higher education. Albany constitutes the economic and cultural core of the Capital District of New York State, which comprises the Albany–Schenectady–Troy, NY Metropolitan Statistical Area, including ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$54,503 to $68,367
Albany, New York area prices
were up 1.5% from a year ago
were up 1.5% from a year ago
What does a Credit Analyst do?
Credit Analyst in Antioch, TN
Contact external customers as well as credit/store personnel to clarify or obtain additional information to accurately complete the collection process.
May 19, 2023
Credit Analyst in Auburn, IN
Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes.
January 15, 2023
Credit Analyst in Batavia, NY
Contribute to the training and development of less experienced staff.
March 18, 2023
Demonstrate a strong commitment to the ag and local communities by expanding professional presence within our service area and contributing to the overall positive image of the ACA.
April 11, 2023
Build customer confidence and satisfaction by setting, communicating and meeting achievable customer expectations.
April 15, 2023