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Credit and Collections Director jobs in Oregon

Credit and Collections Director leads the overall credit function. Designs and implements processes to improve cash flow and reduce receivables. Being a Credit and Collections Director develops policies regarding the investigation of customers, extension of credit lines, and collections. Consults with current and future clients regarding their level of credit. Additionally, Credit and Collections Director oversees the negotiation and course of action taken for overdue accounts. Typically requires a bachelor's degree. Typically reports to top management. The Credit and Collections Director manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Credit and Collections Director typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)

Recently Added Credit and Collections Director jobs

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Collections Specialist- Real Estate
  • OnPoint Community Credit Union
  • Portland, OR FULL_TIME
  • Overview
    The Real Estate Collections Specialist will leverage their real estate knowledge alongside collections expertise to recover past-due payments on delinquent real estate loans. This individual will play a key role in minimizing financial losses and ensuring the ongoing health of the Credit Union’s loan portfolio.

    Responsibilities
    • Manage a caseload of delinquent real estate loan accounts.
    • Research and analyze loan files to understand the root cause of delinquencies.
    • Communicate professionally and empathetically with borrowers to discuss payment options and negotiate repayment plans.
    • Offer resources and support to help borrowers get back on track financially.
    • Analyze loans for potential loan modifications and deferrals including re-amortizing loans.
    • Collaborate with appraisers and legal counsel as needed to assess collateral value and pursue appropriate legal action.
    • Maintain accurate and detailed records of all collection efforts for each account.
    • Identify early signs of potential delinquency and proactively reach out to borrowers to discuss preventative measures.
    • Manage the pre-foreclosure process, including sending default notices and communicating foreclosure timelines.
    • Assist with the eviction process, working with legal counsel and property management companies.
    • Manage the process of repossessing and selling foreclosed properties to minimize losses.
    • Stay up-to-date on real estate market trends and foreclosure laws.
    • Ensure adherence to all federal and state fair debt collection practices regulations (FDCPA).
    • Maintain detailed records of all communication with borrowers to ensure compliance with legal requirements.
    • Maintain a professional and courteous demeanor when interacting with borrowers facing financial hardship.
    • Update reporting monthly for FHA, VA, FNMA, Freddie Mac and PMI companies.
    • Review construction liens, delinquent HOA dues and tax notices.
    • Review documents to determine Successors IN Interest and Personal Representatives; follow up to discuss available options.
    Knowledge, Skills & Competencies

    • Strong analytical and problem-solving skills.
    • Excellent communication and interpersonal skills, with the ability to build rapport in sensitive situations.
    • Negotiation and conflict resolution skills.
    • Ability to work independently and manage multiple tasks simultaneously.
    • Strong attention to detail and accuracy.
    • Thorough knowledge of real estate collection policies and procedures, as well as applicable regulations and laws pertaining to collections. Experience in a financial institution preferred.
    • Real Estate Loss Mitigation workout experience with FHA, VA, FNMA and Freddie Mac highly preferred.
    Qualifications
    • High school diploma or equivalent required.
    • Minimum of 3 years of experience in real estate collections or a related field.
    • Minimum of 2 years of experience in Real Estate Loss Mitigation workout with FHA, VA, FNMA and Freddie Mac preferred.
    • Working knowledge of real estate terminology required
    • Proficiency in Microsoft Office Suite and collections software.
    OnPoint Community Credit Union is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
  • 1 Month Ago
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Director of Payment Services
  • Oregon State Credit Union
  • Corvallis, OR FULL_TIME
  • As the Director of Payment Services, you will plan, organize, and direct the Payment Services department, providing leadership for growth and development and ensuring the department runs smoothly. Thi...
  • 8 Days Ago
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I
Director of Digital Solutions
  • InRoads Credit Union
  • Saint Helens, OR FULL_TIME
  • InRoads Credit Union is seeking a diligent, and knowledgeable full time Director of Digital Solutions to join our team in St Helens, Oregon. This position comes with a full benefit package including a...
  • 26 Days Ago
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Marketing Strategy Sr. Director
  • First Technology Federal Credit Union
  • Hillsboro, OR FULL_TIME
  • The Marketing Strategy Sr. Director focuses on improving engagement and retention throughout a member’s experience, partnering closely with product, operations, engagement, analytics, and marketing te...
  • Just Posted
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Senior Director, Member Insights
  • First Tech Federal Credit Union
  • Hillsboro, OR FULL_TIME
  • Description The Senior Director of Member Insights reports into the VP of Continuous Improvement and will lead the Credit Union Member Insights program. The Senior Director will be the voice of the Me...
  • 4 Days Ago
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Director, Asset Liability Management
  • First Tech Federal Credit Union
  • Hillsboro, OR FULL_TIME
  • Description The Director, Asset Liability Management leads the execution, implementation, and adherence of First Tech's Interest Rate Risk model via the Asset Liability Committee (ALCO). This role is ...
  • 5 Days Ago
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Credit and Collections Director jobs at Popular Companies

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Director of Collections - Relocate to Dallas
  • Executive Alliance
  • Job location is Dallas. Paid relocation. We are recruiting nationally. Our client is a growing collection agency looking...
  • 5/9/2024 12:00:00 AM
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Director of Collections - Relocate to Dallas
  • Executive Alliance
  • Job location is Dallas. Paid relocation. We are recruiting nationally. Our client is a growing collection agency looking...
  • 5/9/2024 12:00:00 AM
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E
Director of Collections - Relocate to Dallas
  • Executive Alliance
  • Job location is Dallas. Paid relocation. We are recruiting nationally. Our client is a growing collection agency looking...
  • 5/9/2024 12:00:00 AM
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Director, Credit & Collections Customer Experience
  • Eversource Energy
  • Berlin, CT
  • Experience a **community** of support **Director, Credit & Collections Customer Experience** 10/07/2021 **Locations** Wi...
  • 5/9/2024 12:00:00 AM
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Director of Collections - Relocate to Dallas
  • Executive Alliance
  • Job location is Dallas. Paid relocation. We are recruiting nationally. Our client is a growing collection agency looking...
  • 5/7/2024 12:00:00 AM
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DIRECTOR CONSUMER COLLECTIONS
  • Truliant Federal Credit Union
  • Winston-Salem, NC
  • Truliant’s mission is to improve lives by putting our members first, providing great service and straightforward financi...
  • 5/6/2024 12:00:00 AM
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Director Credit Collections
  • Spot On Talent
  • Fort Worth, TX
  • Are you a credit & collections leader who values building strong relationships with both your internal and external cust...
  • 5/6/2024 12:00:00 AM
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Director, Data Collection Operations
  • Advocates for Human Potential, Inc.
  • Join our dynamic team at AHP as the Director of Data Collection Operations. Reporting to our Director of Research and Ev...
  • 5/5/2024 12:00:00 AM
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About Oregon

Oregon (/ˈɒrɪɡən/ (listen) ORR-ih-gən) is a state in the Pacific Northwest region on the West Coast of the United States. The Columbia River delineates much of Oregon's northern boundary with Washington, while the Snake River delineates much of its eastern boundary with Idaho. The parallel 42° north delineates the southern boundary with California and Nevada. Oregon is one of only four states of the continental United States to have a coastline on the Pacific Ocean. Oregon was inhabited by many indigenous tribes before Western traders, explorers, and settlers arrived. An autonomous government ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit and Collections Director jobs
$151,610 to $217,884

Most Popular Cities in Oregon for Credit and Collections Director Jobs

What does a Credit and Collections Director do?

Credit and Collections Director in Houston, TX
David requires that one-time customers (and consumers) pay for his services by cash or credit card.
January 24, 2020
Credit and Collections Director in Sacramento, CA
Credit analysts in the United States can obtain memberships, continuing education and certification through NACM.
February 09, 2020
Credit and Collections Director in Evansville, IN
However, most debtors understand the collection process that creditors use, and understand the risk they face when they delay payment.  Occasionally, the penalty for delaying payments to creditors involves a credit hold.
February 13, 2020