Credit and Collections Manager jobs in Youngstown, OH

Credit and Collections Manager develops and administers credit and collection programs. Oversees investigation of credit risk in customers and suppliers and advises on course of action for credit applications. Being a Credit and Collections Manager designs and implements processes to improve cash flow and reduce receivables. Monitors and negotiates the collection of overdue accounts. Additionally, Credit and Collections Manager monitors credit and collection processes and operations; makes recommendations on opportunities for improvement. Requires a bachelor's degree. Typically reports to a director. The Credit and Collections Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Credit and Collections Manager typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Credit Analyst
  • Credit Analyst
  • Canfield, OH FULL_TIME
  • To use all information in creating a clear picture of the customer’s financial position. This is vital to the Lenders; it allows them to make well informed decisions before entering into a lending relationship with the customer.

    ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:

    • Compose analysis based on historic, projected, and stressed financial information. This analysis will clearly illustrate the customer’s ability to re-pay the requested amount, and is accomplished by creating cash flow statements for each participant and writing an analysis of their performance over the past three (3) years.
    • Project the customer’s performance for the next year by using customer prepared projections, analyst prepared projections, or a combination thereof.
    • Effectively communicate with the lenders to clearly understand all factors contributing to the loan request.
    • Generate questions to the lender for the purpose of completing the credit presentation, accuracy of cash flow, and to resolve any other discrepancies in the underwriting.
    • Translate and interpret financial data from tax returns, compilations, reviews, and audited statements; personal statements; and other financial statements to create spreads utilizing WebEquity software.
    • Access Kroll Factual Data to obtain and analyze Tri-Merge Credit Bureau reports on individual participants in the request
    • Utilize web sources, such as the Ohio Secretary of State or the Mahoning County Auditor to retrieve other necessary information
    • Access Fiserv/Viewpoint to research the customer’s complete deposit and loan relationship with the Bank
    • Recognize the level of analysis that is appropriate for the request
    • Retrieve industry information through First Research and demographic information through SNL financial via the Internet.
    • Perform reviews for Special Assets’ commercial relationships
    • Establish/organize all loan information in credit file
    • Attend meetings with lenders and clients as needed
    • Accurately risk grade borrowers, co-borrowers, and guarantors
    • Ensure proper aggregate exposure and coding of credit facilities, both new and existing
    • Review appraisals and environmental reports to ensure accurate collateral analysis
    • Understand various business entities structures and required documents needed for verification
    • Understand and apply credit policies and procedures
    • Attend and participate in weekly staff meetings and training
    • Special projects assigned by Commercial Credit Manager as needed
    • Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations
    • Regular, predictable attendance is an essential requirement of this position

    EDUCATION and/or EXPERIENCE:

    • Bachelor’s degree (BA) in Accounting or Finance from four (4) year college or university
    • Minimum of one (1) year commercial credit analyst experience
    • Strong background in working with financial statement and advanced understanding of the information available on financial statement and how they related to the customer’s business operations and ability to repay loan.
    • Knowledge of Word, Excel, and Outlook and Internet navigation/research is expected
    • Ability to clearly and effectively communicate both verbally and in writing

    Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran

    Education

    Required
    • Bachelors or better in Finance or related field

    Skills

    Required
    • Microsoft Excel
    • Credit Analysis
    Preferred
    • Risk Management
    • Commercial Lending

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

  • 8 Days Ago

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National Sales Manager Credit Card Processing
  • Valor Merchant Services
  • Youngstown, OH FULL_TIME
  • We need a Sales Manager who can manage our growing team of sales reps and help us make more money! You'll be in charge of streamlining the sales process, making sure that we're following protocol, and...
  • 2 Days Ago

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National Sales Manager Credit Card Processing
  • Valor Merchant Services
  • Beaver, PA FULL_TIME
  • We need a Sales Manager who can manage our growing team of sales reps and help us make more money! You'll be in charge of streamlining the sales process, making sure that we're following protocol, and...
  • 3 Days Ago

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Member Services Representative - Struthers CU, a Division of Bridge Credit Union
  • Bridge Credit Union
  • Struthers, OH PART_TIME
  • Here at Bridge Credit Union, we strive to serve our communities with excellence at every opportunity by expanding our borders and creating new and improved ways to serve. Without our dedicated staff, ...
  • 12 Days Ago

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Collections Representative
  • VALLEY WASTE SERVICE
  • Beaver, PA FULL_TIME
  • Valley Waste Service, Inc. is seeking an accounts receivable collections clerk to work past due accounts with the goal of collecting monies due in a timely manner.ESSENTIAL RESPONSIBILITIES:- Work eff...
  • 2 Days Ago

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Credit Analyst
  • Farmers National Bank of Canfield
  • Canfield, OH FULL_TIME
  • DescriptionTo use all information in creating a clear picture of the customer's financial position. This is vital to the Lenders; it allows them to make well informed decisions before entering into a ...
  • Just Posted

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0 Credit and Collections Manager jobs found in Youngstown, OH area

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Accounting & Office Assistant
  • Worthington Products Inc
  • East Canton, OH
  • Job Description Job Description Manage and improve accounting processes and other accounting/bookkeeping duties while pr...
  • 3/28/2024 12:00:00 AM

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Rep, PS I (Phleb)
  • Quest Diagnostics Incorporated
  • Youngstown, OH
  • Represents the face of our company to patients who come to Quest Diagnostics, both as part of their health routine or fo...
  • 3/28/2024 12:00:00 AM

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Rep, PS I (Phleb)
  • Quest Diagnostics Incorporated
  • Hermitage, PA
  • Represents the face of our company to patients who come to Quest Diagnostics, both as part of their health routine or fo...
  • 3/28/2024 12:00:00 AM

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Delivery Specialist
  • O'Reilly Auto Parts
  • East Liverpool, OH
  • The Delivery Specialist will maintain and operate store vehicles to deliver parts and/or products to professional custom...
  • 3/28/2024 12:00:00 AM

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WTC Invoicing Clerk
  • Wright traffic Control Inc (WTC)
  • Beaver Falls, PA
  • WTC Invoicing Clerk The WTC Invoicing Clerk performs various activities to support the accounting and billing process. T...
  • 3/27/2024 12:00:00 AM

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Bartender
  • Primantibros
  • Grove City, PA
  • Bartenders play a key role in turning Guests into loyal Fans at Primanti Bros. Friendly interaction while guiding the Fa...
  • 3/26/2024 12:00:00 AM

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Consumer Loan Sales Specialist
  • OneMain Financial
  • Ravenna, OH
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly,...
  • 3/26/2024 12:00:00 AM

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Quality Specialist
  • CSL Plasma
  • Youngstown, OH
  • Responsibilities: Mgr Center • Has overall authority for center operations production goals, monitor net yields, and imp...
  • 3/25/2024 12:00:00 AM

Youngstown is a city in and the county seat of Mahoning County in the U.S. state of Ohio, with small portions extending into Trumbull County. According to the 2010 Census, Youngstown had a city proper population of 66,982, while the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area it anchors contained 565,773 people in Mahoning and Trumbull counties in Ohio, and Mercer County in Pennsylvania. Youngstown is located on the Mahoning River, approximately 65 miles (105 km) southeast of Cleveland and 61 miles (100 km) northwest of Pittsburgh. Despite having its own media market, Young...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit and Collections Manager jobs
$95,645 to $135,174
Youngstown, Ohio area prices
were up 1.3% from a year ago

Credit and Collections Manager in Roanoke, VA
Collections can appear from unsecured accounts, such as credit cards and personal loans.
December 21, 2019
Credit and Collections Manager in Tulsa, OK
Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act.
November 27, 2019
Credit and Collections Manager in Columbus, OH
You have the duties of monitoring accounts in collections and in implementing new programs designed to reduce receivables.
February 06, 2020