Mortgage Credit Analyst jobs in Evansville, IN
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst
- United Fidelity Bank
-
Evansville, IN
FULL_TIME
- The Credit Analyst will review credit data and financial statements in order to determine the degree of risk involved in extending credit or lending money to individuals or firms. You will also prepare administrative reports to aid in the evaluation of the Bank’s credit quality.Essential Job Functions include, but are not limited to: Generate financial ratio and trends, using analysis software, to evaluate customers' financial strengths and weaknesses. Where applicable, compare liquidity, profitability, and credit histories of clients being evaluated with those in similar industries. Complete a Commercial Loan Analysis and Approval Document which includes the credit analysis and the summary of the loan request in collaboration with the loan officer and submit to appropriate personnel or loan committees for approval. Perform appraisal reviews to determine compliance with regulatory and policy terms. Perform real estate evaluations to aid in determining value for properties not needing a full appraised value. Prepares certain monthly and quarterly management and board reports specific to risk assessment in loan portfolio. Review construction draws for Commercial Real Estate construction projects to ensure draws are appropriate and within the approval guidelines. Assist in the Due Diligence process for potential bank acquisitions. Perform duties related to the Bank Secrecy Act under the guidance of the BSA Officer. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. In accordance with the Americans with Disabilities Act, Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. Skills and Abilities Required to Perform Essential Job Functions:Strong internal and external customer service focus. Excellent interpersonal and communication skills. Strong organizational and time management skills. Ability to prioritize tasks without direction. Proficiency in Word, Excel, PowerPoint, and Outlook. Possess a high degree of integrity when dealing with sensitive information. Ability to work with individuals across all levels of the organization. Ability to be a proactive and energetic team player. Ability to be a self-starter and adapt to a fast-paced work environment. Ability to work under high pressure and short deadlines. Education, Experience and Qualifications:Bachelor's Degree preferred in business, finance, or accounting.Seven to ten years related experience required.Physical Requirements of Essential Job Functions: The associate is frequently required to sit and/or stand, communicate, reach, and manipulate objects, tools or controls that are typical of an office/bank environment. Lifting items weighting up to 10 pounds on a consistent basis. Manual dexterity and coordination are required over 80% of the work period while operating equipment such as computers, phones, calculators, etc.Working Conditions: Typical office environment Extended viewing of computer screens Regular office hours are Mon thru Friday from 8am to 5pm. At times, working outside of the stated regular hours may be required. Occasional travel may be required The above statements are intended to describe the general nature and level of work performed by associates assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of the associate classified as such. Duties and responsibilities may be added or changed as deemed appropriate by management at any time therefore, they could differ from those outlined above.United Fidelity Bank is proud to be an Equal Opportunity/Affirmative Action employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.Please note: UFB does not accept resumes from independent recruiters or external staffing agencies for any of our openings unless we have an agreement in place, signed by the VP of Human Resources.
- 23 Days Ago
Credit Analyst
- Berry Global, Inc
-
EVANSVILLE, IN
FULL_TIME
- Overview At Berry Global Group, Inc. (NYSE: BERY), we create innovative packaging and engineered products that we believe make life better for people and the planet. We do this every day by leveraging...
- 1 Month Ago
Mortgage Closing Document Specialist
- LIBERTY FEDERAL CREDIT UNION
-
Evansville, IN
FULL_TIME
- Liberty FCU, a full-service credit union, is currently seeking a Mortgage Closing Document Specialist to join our team. The successful candidate must be detailed-oriented and possess excellent organiz...
- 4 Days Ago
Mortgage Loan Closer
- Heritage Federal Credit Union
-
Newburgh, IN
FULL_TIME
- Start your career with Heritage Federal Credit Union! Heritage Federal Credit Union, a Readers' Choice Best Credit Union gold award recipient, is growing thanks to the focus on helping our members and...
- 19 Days Ago
Mortgage Loan Originator
- LIBERTY FEDERAL CREDIT UNION
-
Evansville, IN
FULL_TIME
- Liberty FCU is currently seeking applicants to fill a Mortgage Loan Originator role at our Main office located at 4401 Theater Drive, Evansville, IN 47716. The successful candidate must have excellent...
- 25 Days Ago
Junior Mortgage Loan Officer
- LIBERTY FEDERAL CREDIT UNION
-
Evansville, IN
FULL_TIME
- Liberty FCU, a full-service credit union, is currently seeking a Junior Mortgage Loan Officer to work at the Main Office located at 4401 Theater Drive, Evansville, IN 47715. The successful candidate m...
- 2 Months Ago
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0 Mortgage Credit Analyst jobs found in Evansville, IN area
Financial Analyst
- Shoe Carnival, Inc.
-
Evansville, IN
- Recent college grad looking to kick-start your Accounting/Financial Planning career? Do you have a “can do/take initiati...
- 4/18/2024 12:00:00 AM
Financial Services Representative
- World Finance
-
Evansville, IN
- World Finance, winner of the Top Workplaces USA award three years in a row and a two-time winner of Newsweek's Most Trus...
- 4/18/2024 12:00:00 AM
Business Operations Analyst
- U.S. Bank
-
Owensboro, KY
- At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarte...
- 4/17/2024 12:00:00 AM
Financial Services Professional
- Bankers Life
-
Evansville, IN
- Bankers Life®, one of the most respected brands in the Financial Services industry, is seeking ambitious individuals to ...
- 4/17/2024 12:00:00 AM
Financial Representative
- The Western and Southern Life Insurance Company
-
Evansville, IN
- Explore Your Future at Western & Southern Life Do you have a desire to be part of a team of talented people who are driv...
- 4/16/2024 12:00:00 AM
Financial Analyst
- Shoe Carnival Inc.
-
Evansville, IN
- Recent college grad looking to kick-start your Accounting/Financial Planning career? Do you have a can do/take initiativ...
- 4/16/2024 12:00:00 AM
Financial Representative
- The Western And Southern Life Insurance Company
-
Evansville, IN
- Explore Your Future at Western & Southern Life Do you have a desire to be part of a team of talented people who are driv...
- 4/16/2024 12:00:00 AM
Branch Office Administrator
- Edward Jones
-
Evansville, IN
- Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
- 3/1/2024 12:00:00 AM
About Evansville, Indiana
Evansville is a city and the county seat of Vanderburgh County, Indiana, United States. The population was 117,429 at the 2010 census, making it the state's third-most populous city after Indianapolis and Fort Wayne, the largest city in Southern Indiana, and the 232nd-most populous city in the United States. It is the commercial, medical, and cultural hub of Southwestern Indiana and the Illinois-Indiana-Kentucky tri-state area, home to over 911,000 people. The 38th parallel crosses the north side of the city and is marked on Interstate 69.
Situated on an oxbow in the Ohio River, the city is of...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,571 to $70,811
Evansville, Indiana area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020