Mortgage Credit Analyst jobs in Goose Creek, SC

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Digital Banking Analyst
  • REV Federal Credit Union
  • Summerville, SC FULL_TIME
  • Assumes responsibility for assessing, testing, planning, and developing, an effective digital banking platform.

    • Review, analyze, create, and maintain detailed documentation for use internally and externally, such as business requirements documents, workflow diagrams, use cases, procedures, frequently asked questions, meeting minutes and training modules.
    • Assess, research, test, gather and document requirements for Online/Mobile Banking products, digital account opening, and loan products
    • Open cases with third party vendors to clearly and completely document issues, consistently follow-up with vendor until the issue is resolved.
    • Act as an internal quality control check for the project/product assigned.
    • Provide post-implementation support for new initiatives, upgrades and projects.
    • Collect and communicate the business needs in terms that both a developer and a business owner can understand.
    • Provide appropriate levels of documentation based on the project needs including requirements modeling, documentation, use cases, and the need to be able to document an as-is state and a to-be state.
    • Ensure there is alignment between the business need and the business requirements; e.g., the appropriate documents and details support clear understanding by the technical and development team, and coding can be written in support of the requirements.
    • Manage and execute the testing needs to maintain the system both in production and to support project based required tests.
    • Ensure tests are thorough and risk-based, depending on what has changed within the system.
    • Analyze and verify that proper processing is maintained during test and implementation phases of project cycles.
    • Train appropriate parties for project related initiatives or implementations.
    • Deliverables are on time and within budget when appropriate.
    • Acts as a subject and relationship expert for the supported system and work directly with the development team, stakeholders, and members

    Assumes responsibility for establishing and maintaining effective communication and coordination with Credit union personnel and management.

    • Prepare routine reports (product/service usage and trend analysis, etc.).
    • Work creatively and analytically in a problem-solving environment demonstrating teamwork, innovation and excellence.
    • Understand interdependencies between technology, operations and business needs.
    • Build and maintain relationships with all teams within the organization.

    Assumes responsibilities for related duties as required or assigned.

    Behaviors

    Required
    • Team Player: Works well as a member of a group
    • Functional Expert: Considered a thought leader on a subject
    • Dedicated: Devoted to a task or purpose with loyalty or integrity

    Motivations

    Required
    • Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
    • Self-Starter: Inspired to perform without outside help
    • Entrepreneurial Spirit: Inspired to perform well by an ability to drive new ventures within the business

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

  • 4 Days Ago

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Digital Banking Analyst
  • REV Federal Credit Union
  • Summerville, SC FULL_TIME
  • Assumes responsibility for assessing, testing, planning, and developing, an effective digital banking platform. Review, analyze, create, and maintain detailed documentation for use internally and exte...
  • 4 Days Ago

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Mortgage Loan Originator
  • Jet Direct Mortgage
  • Charleston, SC FULL_TIME
  • MORTGAGE LOAN ORIGINATOR All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given ...
  • 17 Days Ago

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Mortgage Loan Originator
  • Jet Direct Mortgage
  • Charleston, NC OTHER
  • MORTGAGE LOAN ORIGINATOR All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given ...
  • 18 Days Ago

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Credit
  • MSC Mediterranean Shipping Company SA
  • Charleston, SC FULL_TIME
  • CreditMSC USA - Charleston JOB SUMMARY The Credit Clerk assists customers with the credit application process. KEY RESPONSIBILITIES & DUTIES Processes credit applications, collecting further informati...
  • 6 Days Ago

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External Mortgage Loan Originator
  • AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY
  • Pleasant, SC OTHER
  • Job Details Job Location: 6240 Mount Pleasant - Mt Pleasant , SC Position Type: Full Time Education Level: High School Salary Range: Undisclosed Travel Percentage: Road Warrior Job Category: Sales Des...
  • 24 Days Ago

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0 Mortgage Credit Analyst jobs found in Goose Creek, SC area

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Financial Services Professional
  • Bankers Life
  • Summerville, SC
  • Bankers Life®, one of the most respected brands in the Financial Services industry, is seeking ambitious individuals to ...
  • 4/22/2024 12:00:00 AM

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Chemical Classification Specialist
  • Expeditors
  • Hanahan, SC
  • Company Description Tradewin is a leading international trade compliance consulting firm. We provide consultation and se...
  • 4/22/2024 12:00:00 AM

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Financial Advisor
  • Commonwealth Financial Group
  • Summerville, SC
  • -This Financial Advisor position is based in our Summerville office- 20 years strong and still growing, there has never ...
  • 4/21/2024 12:00:00 AM

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Financial Services Professional
  • Bankers Life
  • Summerville, SC
  • Bankers Life, one of the most respected brands in the Financial Services industry, is seeking ambitious individuals to g...
  • 4/21/2024 12:00:00 AM

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Financial Account Representative State Farm Agent Team Member
  • Henry Gordon - State Farm Agent
  • Summerville, SC
  • Job Description Job Description Benefits: 401(k) matching Bonus based on performance Competitive salary Opportunity for ...
  • 4/21/2024 12:00:00 AM

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Financial Advisor
  • Commonwealth Financial Group
  • Summerville, SC
  • -This Financial Advisor position is based in our Summerville office- 20 years strong and still growing, there has never ...
  • 4/20/2024 12:00:00 AM

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Assistant Branch Manager & Management Hire
  • Under Armour
  • Ladson, SC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/19/2024 12:00:00 AM

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Financial Representative
  • Modern Woodmen of America
  • Goose Creek, SC
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 4/18/2024 12:00:00 AM

Goose Creek is a city in Berkeley County in the U.S. state of South Carolina. The population was 35,938 at the 2010 census. Most of the Naval Weapons Station Charleston is in Goose Creek. As defined by the U.S. Office of Management and Budget, and used only by the U.S. Census Bureau and other Federal agencies for statistical purposes, Goose Creek is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area. Goose Creek is located in southern Berkeley County at 33°0′N 80°2′W / 33.000°N 80.033°W / 33.000; -80.033 (32.9955,...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,571 to $70,811
Goose Creek, South Carolina area prices
were up 1.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020