Mortgage Credit Analyst jobs in Muncie, IN
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst
- Beacon Credit Union
-
Peru, IN
FULL_TIME
-
Note: We are looking to fill one Credit Analyst opening, wherein the selected employee could be headquartered at various Beacon locations throughout the state of Indiana. We will consider telecommute opportunity based on the experience level of the candidate.
RoleResponsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management quality to decide if loans will be lucrative.
Major Duties and Responsibilities- Performs the initial and ongoing credit analysis to determine if members' credit requests satisfy policies and procedure guidelines, and prepares and processes all applicable documentation for credit analysis and risk ratings.
- Images and tracks financial documents, including financial statement, tax return, credit report, risk analysis, annual review report, and loan request presentation report, necessary for annual review and loan approval processes for the borrower.
- Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes.
- Provides support to Credit Union members and staff in explaining credit policies and procedures.
- Provides and maintains reporting requirements on Credit Union members' credit obligations, such as watch lists and allowance for loan loss calculations.
- Assists in special assignments requested by management and members.
- Performs other related duties as assigned.
Position QualificationsOne to three years of agriculture and/or commercial credit analysis or related experienceFour-year college degree or equivalent combination of education and experienceKnowledge of financial spreads and tax returns a plusExcellent computer skills (Word, Excel)Ability to work independently with little or no supervisionMust be extremely detail orientedExcellent communication skills with both internal and external personnelAbility to foster sound relationships with outside entitiesA significant level of trust and diplomacy, in addition to courtesy and tact
Standard position hours are Monday through Friday, 8 a.m. to 5 p.m.
Available Benefits Include:- Health, dental and vision insurance
- Paid time off
- Eligibility to vest into pension plan
- 401(k)
- Incentive/bonus program
- Tuition reimbursement
- and more!
- 1 Month Ago
Mortgage Loan Officer
- 3Rivers Federal Credit Union
-
Muncie, IN
FULL_TIME
- Position: Mortgage Loan Officer Reports To: Mortgage Sales Manager Position Type: Exempt Highly Specialized POSITION SUMMARY The Mortgage Loan Officer establishes trusting relationships with members a...
- 18 Days Ago
Credit Clerk
- Haynes International
-
Kokomo, IN
FULL_TIME
- Opportunity: The Credit Clerk will protect and ensure the integrity of the Credit Systems and Company’s assets through proper extension and control of credit for Domestic and International Customers. ...
- 1 Month Ago
Mortgage Loan Processor
- First Farmers Bank & Trust
-
Kokomo, IN
FULL_TIME
- DescriptionPOSITION SUMMARY:Accurately assists in retrieving and assembling proper loan documentation for loan packages after application is signed and initial disclosures are issued; then responsible...
- 3 Days Ago
Mortgage Occupancy Field Inspector
- GIS Field Services
-
Marion, IN
FULL_TIME
- GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
- 9 Days Ago
Mortgage Occupancy Field Inspector
- GIS Field Services
-
Logansport, IN
FULL_TIME
- GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
- 11 Days Ago
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0 Mortgage Credit Analyst jobs found in Muncie, IN area
Financial Representative
- The Western and Southern Life Insurance Company
-
Muncie, IN
- Explore Your Future at Western & Southern Life Do you have a desire to be part of a team of talented people who are driv...
- 4/26/2024 12:00:00 AM
Financial Services Representative
- World Finance
-
Muncie, IN
- World Finance, winner of the Top Workplaces USA award three years in a row and a two-time winner of Newsweek's Most Trus...
- 4/26/2024 12:00:00 AM
Financial Advisor
- Prudential Financial
-
Muncie, IN
- Are you an experienced Financial Advisor seeking an opportunity to serve your clients better? At Prudential Advisors, we...
- 4/24/2024 12:00:00 AM
Fuel Compliance Officer - 12 Month Register
- Department Of The Treasury
-
Muncie, IN
- Duties WHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION? A description of the business units can be found at: https://ww...
- 4/24/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Alexandria, IN
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
Fuel Compliance Officer - 12 Month Roster
- Department Of The Treasury
-
Muncie, IN
- DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION?A description of the business units can be found at: htt...
- 4/23/2024 12:00:00 AM
Senior Financial Analyst
- Element Resources
-
Muncie, IN
- Overview: The Senior Financial Analyst is a key member of the plants leadership team, and the financial leadership of th...
- 4/23/2024 12:00:00 AM
Internal Revenue Agent (Senior Revenue Agent (Examiner) -12 MONTH ROSTER
- Department Of The Treasury
-
Muncie, IN
- Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
About Muncie, Indiana
Muncie /ˈmʌnsi/ is an incorporated city and the seat of Delaware County, Indiana. It is located in East Central Indiana, about 50 miles (80 km) northeast of Indianapolis. The United States Census for 2010 reported the city's population was 70,085. It is the principal city of the Muncie metropolitan statistical area, which has a population of 117,671.
The Lenape (Delaware) people, who arrived in the area in the 1790s, founded several small villages, including one known as Munsee Town, along the White River. The small trading post, renamed Muncietown, was selected as the Delaware County seat and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$48,211 to $68,869
Muncie, Indiana area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020