Mortgage Credit Analyst jobs in Spartanburg, SC

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Data Analyst
  • American Credit Acceptance
  • Spartanburg, SC OTHER
  • Overview

    The Data Analyst will provide critical data processing, reporting, and analytics capabilities. This role would analyze complex data structures to generate useful business insights and develop reporting to monitor business critical results. Supports leadership team with data consultation, data gathering, and data analysis.

     

    Essential Functions

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    • Quantitative and qualitative analysis; communicate with business customers to establish data requirements
    • Data preparation tasks, including acquisition, cleaning, storage, and quality assurance
    • Create tools or queries to obtain data from central data repository for the purposes of reporting, analysis, and process improvement
    • Present final analysis to customers
    • Participate on project teams

    Qualifications

    • Bachelor’s degree
    • Experience with SQL or similar data querying language
    • Experience with programming language

    Preferred Qualifications

    • Degree from an analytical field
    • 1 years experience with SQL
    • 2 years experience in programming

     

    To be successful in this role, you will need to demonstrate the characteristics our Guiding Principles:Integrity - Conduct all business in an honest, forthright, and ethical manner.Partnership - Honor commitments and develop enduring relationships grounded in mutual trust, respect, service, and reliability. This applies to customers, teammates, investors, financial partners, vendors, and our communities.Humility - Recognize what we do not know, actively seek knowledge and guidance in our decision making, and acknowledge, learn and grown from our mistakes.Principled Entrepreneurship - Create long-term value by anticipating opportunities for profitable growth, satisfying the evolving needs of the customer, and embracing change while striving for continuous improvement. Exercise sound judgment and take calculated risks to deliver superior results.Initiative - Be decisive and passionately pursue opportunities with a sense of urgency while continuously adapting and refining strategies.Fulfillment - Reach our full potential by developing our talents, earning meaningful responsibility, and overcoming challenges as a team, and find purpose in the positive impact we have on our business, family, and community.

     

    Work Environment and Physical DemandsThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. This position is required to lift at least 50 pounds and have the mobility to keep the storage areas orderly and floors cleaned of IT clutter.Position Type/Expected Hours of WorkThis is a full-time position with a work schedule of Monday-Friday with some schedule variations as needed including on-call coverage rotation. Occasional night or weekend work for special projects.

     

    EEO Statement

    ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

     

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

     

    You are not officially considered an applicant unless you have completed an employment application in ACA's online applicant tracking system, iCIMS.

    #LI-BP1

  • 1 Month Ago

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Financial Analyst
  • Spero Financial Federal Credit Union
  • Spartanburg, SC FULL_TIME
  • Role Serves as a direct support to the VP of Finance and is responsible for the maintenance of the Asset/Liability Management Model (ALM) of the credit union and the Current Expected Credit Loss Model...
  • 8 Days Ago

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Reverse Mortgage Originator Development Program
  • Mutual of Omaha Mortgage
  • Spartanburg, SC FULL_TIME
  • This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.Come join the winning team, with over 100 years of success and stability. We ...
  • 17 Days Ago

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Loan Officer Assistant
  • Benchmark Mortgage
  • Spartanburg, SC FULL_TIME
  • Position Overview:Benchmark takes pride in providing excellent customer service and the most efficient loan process to our borrowers. The Loan Officer Assistant/Coordinator is an integral part of this...
  • 25 Days Ago

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GBS Credit & Collection Specialist
  • Adidas
  • Spartanburg, SC FULL_TIME
  • PURPOSE & OVERALL RELEVANCE FOR THE ORGANIZATION: To maintain an account base for Sales that is not only credit worthy but also profitable for both adidas and our Retailer. Timely collection of past d...
  • 1 Month Ago

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Retail Mortgage Loan Originator
  • Truist Bank
  • Spartanburg, SC FULL_TIME
  • Language Fluency: English (Required)Work Shift:Job Grade:100Please review the following job description:Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies an...
  • Just Posted

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0 Mortgage Credit Analyst jobs found in Spartanburg, SC area

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Financial Specialist
  • MAU Workforce Solutions
  • Greer, SC
  • MAU is hiring a Financial Specialist I at our client in Greer, SC. As a Financial Specialist I, you will be responsible ...
  • 4/25/2024 12:00:00 AM

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Assistant Finance Director
  • Piedmont Community Actions
  • Spartanburg, SC
  • Summary :The Assistant Finance Manager will help manage the fiscal operations of the agency to ensure the proper safegua...
  • 4/24/2024 12:00:00 AM

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Assistant Branch Manager & Management Hire
  • Under Armour
  • Lyman, SC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

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Assistant Branch Manager & Management Hire
  • Under Armour
  • Greer, SC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

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Alltrista - Financial Analyst
  • JadeX
  • Greer, SC
  • Job Description Job Description Alltrista Plastics LLC, is a subsidiary of Jadex Inc., and is a leading manufacturer in ...
  • 4/23/2024 12:00:00 AM

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Branch Manager I - Bilingual (English/Spanish) Preferred
  • SiteOne Landscape Supply, Inc.
  • Greer, SC
  • Company Overview SiteOne associates are customer obsessed, always safe, continuously improving, and having fun! Whether ...
  • 4/23/2024 12:00:00 AM

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Data Analyst (On-Site)
  • Shellpoint Mortgage Servicing
  • Greenville, SC
  • Who we are Shellpoint Mortgage Servicing (SMS) is one of America's top-five non-bank mortgage-servicing companies. What ...
  • 4/22/2024 12:00:00 AM

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Financial Specialist
  • Mau Workforce Solutions
  • Greer, SC
  • MAU is hiring a Financial Specialist I at our client in Greer, SC. As a Financial Specialist I, you will be responsible ...
  • 4/22/2024 12:00:00 AM

Spartanburg is the most populous city in and the seat of Spartanburg County, South Carolina, United States, and the 12th-largest city by population in the state. The city of Spartanburg has a municipal population of 37,013, and Spartanburg County has an urban population of 180,786 as of the 2010 census. The Spartanburg Metropolitan Statistical Area, including Spartanburg and Union counties, had a population of 317,057 as of the 2010-2014 American Community Survey 5-Year Estimates. Spartanburg is the second-largest city in the greater Greenville–Spartanburg–Anderson Combined Statistical Area, w...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,153 to $70,214
Spartanburg, South Carolina area prices
were up 1.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020